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Individual & family plans

We offer nine different plans for individuals and families, each designed to give you the flexibility you need at a price you like.

What’s new for 2024

  • High-quality health insurance is more important than ever. In addition to having some of the lowest rates in the region with access to Sharp HealthCare, we continue to be recognized in California and nationally for our high-quality care and service.
  • Under the Inflation Reduction Act, you may qualify for health coverage and enroll during the Special Enrollment Period. Californians now have access to more financial help to pay for health insurance through the end of 2025 — and that includes individuals and families who haven't qualified for assistance in the past.

Elite-rated care

With Sharp Health Plan, you’ll find a family of providers close to where you live and spend time. We offer nine different individual and family plans within two networks, Performance and Premier. In addition to regional partners, our networks include Sharp Rees-Stealy Medical Group and Sharp Community Medical Group. Both have been awarded “Elite” status1, the highest possible rating for Standards of Excellence.

1Recipients of “Elite” status in the 2022 national Standards of ExcellenceTM survey by America’s Physician Groups

2The data shown here reflects the Performance Network as of August 2023

  • 2,000+ doctors²
  • 13 hospitals
  • 7 medical groups
  • 40+ urgent cares
  • 500+ pharmacies
  • 14 MinuteClinics®

Additional benefits included with every plan

Video and phone visits

Video and phone visits ➜

If you have a medical concern or need a follow-up. you may be able to save a trip to the doctor’s office.

MinuteClinic icon

MinuteClinic ➜

Located inside select CVS Pharmacy stores, MinuteClinic provides convenient access to basic care without an appointment.

Emergency travel services icon

Emergency travel services ➜

If you have a medical emergency while traveling 100 miles or more, we can connect you to doctors, hospitals and other services.

After-hours nurse line

After-hours nurse line ➜

Get after-hours and weekend medical advice in a single phone call to our specially trained registered nurses.

Best Health icon

Best Health ➜

Our nationally-accredited wellness program provides meal plans, exercise routines, and health coaching to keep you feeling your best.

Pediatrics icon

Pediatric dental & vision ➜

All of our individual and family plans include pediatric dental coverage as well as vision benefits.

Get a quote

Get a personalized recommendation and find out which plan is right for you.

Compare networks and plans

Two networks, nine individual & family plans. Same great quality, different levels of coverage.

Compare networks   Compare plans

Applying for coverage

Learn how to choose the right plan for you and your family. 


Plan details and rates

Our plans are designed to give you the flexibility you need, while keeping costs manageable. Here you can explore our rates and plan details to find a plan that suits your needs.


Compare networks and plans

Start browsing our different plans and networks to find one that meets your needs and budget. See which plan and network is best for you.


Shop Covered California plans

Learn more about health coverage options available through Covered California for individuals and families. Sharp Health Plan is now offering nine plans on the exchange.


Best Health wellness program

Best Health is our free wellness and coaching program, available to all Sharp Health Plan members. Sign up and get a Wellness Assessment that you can share with your doctor.


High-quality care, award-winning networks

Learn more about the wealth of health care resources available to Sharp Health Plan members.

Provider & pharmacy directories

Download the provider and pharmacy directory that lists all primary care physicians, hospitals, urgent care centers and pharmacies in your network. If you are unsure about which provider network you belong to, you can find the name on the front of your member ID card.

Some hospitals and other providers do not provide one or more of the following services that may be covered under your plan contract and that you or your family member might need: family planning; contraceptive services, including emergency contraception; sterilization, including tubal ligation at the time of labor and delivery; infertility treatments; or abortion. You should obtain more information before you choose a plan. Call your prospective doctor, medical group, independent practice association, or clinic, or call Customer Care at 1-800-359-2002 to ensure that you can obtain the health care services that you need.

"In my practice, we treat our patients with respect and offer them the most current and state-of-the-art care, taking into consideration their ethnicity, background and beliefs."

- Dr. Caroll Toledo-Nader, Sharp Chula Vista Medical Center