Individual & family plans

Health insurance is just better when it's local. Get a quote or browse our San Diego network options to find a plan that fits your needs.


The process of applying for coverage

Shopping for a new health insurance plan can feel overwhelming, but it doesn’t have to be that way. Here’s a step-by-step overview of what you can expect.

Step 1
Browse plans, get a quote and a personal recommendation
Step 2
Check eligibility for premium assistance
Step 3
Choose a plan
Step 4
Apply and pick a start date

See, that’s pretty easy, isn’t it? Get started today.


Get a quote

Get a personalized recommendation and find out which plan has the right coverage and the most value for your needs.


Browse networks and plans

Choose from 2 networks and 8 individual and family plans. Same great quality, different levels of coverage.

Compare networks   Compare plans

Did you already start the application process for a new plan? You can pick up right where you left off.

Enrollment information

Browse, download and print enrollment, change request and other helpful forms.


Special enrollment

If you experience certain life events such as getting married or having a baby, you may qualify to make changes to your plan outside of the open enrollment period. We call these qualifying events. In most cases, you have 60 days from the date of the event to enroll in a health care plan.


Individual & family plan details and rates

Our plans are designed to give you the flexibility you need, while keeping costs manageable. Here you can explore our rates and plan details to find a plan that suits your needs.


Shop Covered California plans

Learn more about health coverage options available through Covered California® for individuals and families. Sharp Health Plan is now offering nine plans on the exchange.


Financial aid and subsidies

You may be eligible for financial assistance from the federal government, sometimes called Premium Assistance, to help cover your premium payments. Learn about eligibility requirements and how to shop through Covered California.



Provider network directories

Download your provider directory that lists all primary care physicians, hospitals, urgent care centers, and pharmacies in your network. If you are unsure about which provider network you belong to, you can find the name on your member ID card under Plan Network.

Some hospitals and other providers do not provide one or more of the following services that may be covered under your plan contract and that you or your family member might need:  family planning;  contraceptive services, including emergency contraception;  sterilization, including tubal ligation at the time of labor and delivery;  infertility treatments;  or abortion.  You should obtain more information before you choose a plan.  Call your prospective doctor, medical group, independent practice association, or clinic, or call Customer Care at 1-800-359-2002 to ensure that you can obtain the healthcare services that you need.

Three ladies walking

Better health with better benefits

Did you know Sharp Health Plan is one of only 10 health plans nationwide to be awarded NCQA quality accreditation in wellness and health? Free to all members, Best Health offers personalized resources to inspire and support you on your journey to wellness. As a member, you’ll receive a number of benefits.

"In my practice we treat our patients with respect and offer them the most current and state-of-the-art care, taking into consideration their ethnicity, background and beliefs."

- Dr. Caroll Toledo-Nader - Sharp Chula Vista Medical Center