Individual & family plans

We offer nine different plans for individuals and families, each designed to give you the flexibility you need at a price you like.

IFP Individual and Family Plans 2020

Open enrollment is here.

You can apply for coverage now through January 31.

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What’s new for 2020

  • The Sharp Silver Performance plan is once again available off-exchange. This plan offers a uniquely affordable option that provides access to Rady Children’s Physician Network, SCMG Arch Health Medical Group and SCMG Graybill.
  • California will offer more San Diegans financial aid for coverage. Individuals with incomes up to $74,940 and households with incomes up to $154,500 (based on a family of four) will qualify for state-based financial help. Our Covered California® plans offer some of San Diego’s lowest rates (reduced up to 15% on select plans).
  • In 2020, California will have a statewide coverage mandate, resulting in a tax penalty for those who do not have health insurance. The penalty is based on 2.5% of household income or a minimum of $695 per adult, whichever is greater.

Elite-rated care

With Sharp Health Plan, you’ll find a family of providers close to where you live and spend time. We offer nine different individual and family plans within two networks, Performance and Premier. In addition to regional partners, our networks include Sharp Rees-Stealy Medical Group and Sharp Community Medical Group. Both have been awarded “Elite” status1, the highest possible rating for Standards of Excellence.

1Recipients of “Elite” status in the 2019 national Standards of ExcellenceTM survey by America’s Physician Groups

  • 1,700+ doctors
  • 13 hospitals
  • 7 medical groups
  • 30+ urgent cares
  • 450+ pharmacies
  • 15 MinuteClinics®


We’re here to help you enroll.

Don’t miss our free events with certified enrollment counselors. Attend and get a free gift!



Additional benefits included with every plan

Video and phone visits

Video and phone visits ➜

If you have a medical concern or need a follow-up. you may be able to save a trip to the doctor’s office.


MinuteClinic icon

MinuteClinic ➜

Located inside select CVS Pharmacy stores, MinuteClinic provides convenient access to basic care without an appointment.


Emergency travel services icon

Emergency travel services ➜

If you have a medical emergency while traveling 100 miles or more, we can connect you to doctors, hospitals and other services.


After-hours nurse line

After-hours nurse line ➜

Get after-hours and weekend medical advice in a single phone call to our specially trained registered nurses.


Best Health icon

Best Health ➜

Our nationally-accredited wellness program provides meal plans, exercise routines, and health coaching to keep you feeling your best.


Pediatrics icon

Pediatric dental & vision ➜

All individual and family plans include pediatric vision and dental benefits. Register or login to Sharp Connect to view your benefits.

Get a quote

Get a personalized recommendation and find out which plan is right for you.

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Browse networks and plans

Two networks, nine individual & family plans. Same great quality, different levels of coverage.

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Applying for coverage

Learn how to choose the right plan for you and your family. 

WHAT YOU NEED TO KNOW ➜

View plan details and rates

Our plans are designed to give you the flexibility you need, while keeping costs manageable. Here you can explore our rates and plan details to find a plan that suits your needs.

LEARN MORE ➜

Compare networks and plans

Start browsing our different plans and networks to find one that meets your needs and budget. See which plan and network is best for you.

LEARN MORE ➜

Shop Covered California plans

Learn more about health coverage options available through Covered California® for individuals and families. Sharp Health Plan is now offering nine plans on the exchange.

GET THE FACTS ➜

Best Health wellness program

Best Health is our free wellness and coaching program, available to all Sharp Health Plan members. Sign up and get a Wellness Assessment that you can share with your doctor.

TAKE ME THERE ➜

High-quality care, award-winning networks

Learn more about the wealth of health care resources available to Sharp Health Plan members.

Provider network directories

Download your provider directory that lists all primary care physicians, hospitals, urgent care centers, and pharmacies in your network. If you are unsure about which provider network you belong to, you can find the name on your member ID card under Plan Network.

Some hospitals and other providers do not provide one or more of the following services that may be covered under your plan contract and that you or your family member might need: family planning; contraceptive services, including emergency contraception; sterilization, including tubal ligation at the time of labor and delivery; infertility treatments; or abortion. You should obtain more information before you choose a plan. Call your prospective doctor, medical group, independent practice association, or clinic or call Customer Care at 1-800-359-2002 to ensure that you can obtain the healthcare services that you need.

"In my practice, we treat our patients with respect and offer them the most current and state-of-the-art care, taking into consideration their ethnicity, background and beliefs."

- Dr. Caroll Toledo-Nader, Sharp Chula Vista Medical Center

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