Shop health insurance plans that fit your needs and budget

Easily get a quote or start browsing to find a plan that’s right for you.

Who do you want coverage for?

We offer nine different plans for individuals and families. Each one’s designed to give you the flexibility you need, at a price you like.
Healthy employees are happy, productive employees. Explore our plan options designed to meet the needs of your employees and their families.
If you’re eligible for Medicare or would like to learn more about our Medicare Advantage plans, visit our dedicated website.      
Everyone’s situation is different. We’re here to help you find your best option.

Switch to San Diego's 5-star Medicare Advantage plan

Sharp Health Plan is accepting enrollments all year, thanks to the 5-star special enrollment period. Enjoy direct access to Sharp HealthCare and The Sharp Experience.*

How to enroll ➜

* Every year, Medicare evaluates plans based on a 5-star rating system. Eligible Medicare beneficiaries can use Medicare’s 5-star special enrollment period to switch from their current Medicare plan to a Medicare plan with a 5-star quality rating. This special enrollment period can be used only once between Dec. 8, 2021, and Nov. 30, 2022.

How health insurance works

Health insurance can be confusing.

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Your local HMO

At Sharp Health Plan, we want to help make health care decisions easier. That's why we aim to give you helpful plan information to assist you in making informed decisions about your health care. With a health maintenance organization (HMO), like us, you receive covered health care services from contracted physicians and hospitals in the Sharp Health Plan network.

Sharp Health Plan HMO is a comprehensive health care service plan that offers a full spectrum of medical care. Covered services always include coverage for medically necessary doctor office visits, hospital stays, surgery, outpatient procedures, periodic immunizations, physical exams and much more, with varying levels of copayment and/or coinsurance. Coverage for other services varies depending upon the benefit plan you are enrolled in. Log in to Sharp Connect to check your Member handbook, benefit plan matrix and any other supplemental benefit information to find out which services are covered under your plan.


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Rated 5 out of 5 stars by Medicare for 2022.

FIND OUT WHY ➜

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Flu season is here. Here’s where you can get vaccinated today.

Get your flu shot ➜

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We’ve been named among the Best Insurance Companies for Medicare Advantage in California.

Find out more ➜