Applying for coverage

Shopping for health insurance can feel overwhelming, but it doesn’t have to be that way. Here’s what you should consider before you apply.

Select the right provider network

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Where do you live?

We offer two great provider networks to choose from — Performance and Premier. Performance covers a wider geographic area and is a great choice if you live or work in North County. It also includes the Rady Children’s Health Network. Premier is ideal for those who live or work in central San Diego.

ZIP CODE DIRECTORY ➜

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Who is your doctor?

Be sure to choose the network that includes your doctor. If you’re also looking for health insurance to cover your spouse and/or dependents, their doctors will be need to be in the same network too. If you don’t already have a doctor, we can help you find one for you and your family.

FIND A DOCTOR ➜

Choose the right plan

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Premiums vs copays?

If you prefer to have lower copays and a higher premium, look for a benefits-rich plan like the Platinum or Gold plans. If you prefer a lower monthly premium and higher copays, check out our Silver or Bronze plans.

COMPARE PLANS ➜


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How often do you visit the doctor?

If you don’t visit the doctor regularly, you may want to consider one of our high-deductible plans. If you see a doctor or specialist more often, a plan with either a low deductible or no deductible might be right for you.

COMPARE PLANS ➜

 

Looking for financial assistance? Learn more about Covered California® and find out if you qualify.

Enrollment periods explained

Here’s what you can do during our open enrollment and special enrollment periods.

 

Open enrollment

Special enrollment

Change your primary care physician  
Update your contact info  
Cancel your coverage  
Enroll  
question iconMust have a qualifying event in the last 60 days.
Change your network 
question iconMust have a qualifying event in the last 60 days.
Change your plan  
question iconMust have a qualifying event in the last 60 days.
Add a family member  
question iconMust have a qualifying event in the last 60 days.

Still need coverage?


It's never been more important to have high-quality, affordable health insurance. Enroll in an individual & family plan through July 31, 2020.

Get the facts

 

Did you already start the application process for a new plan? You can pick up right where you left off.

Meet your enrollment team

Here are the friendly faces ready to guide you through enrollment.

Rebecca Palazzo

Rebecca Palazzo
Senior Account Executive
1-858-499-8318

email
 
Kelly Johnson

Kelly Johnson
Account Executive
1-858-499-8224

email
 
Georgina Herrera

Georgina Herrera
Sales Associate
1-858-499-8035

email
 
Trish Maatubang

Trish Maatubang
Sales Associate
1-858-499-8298

email
 
Get a quote