Hello, we’re Sharp Health Plan

We believe better health insurance matters.

Sharp Health Plan building

At Sharp Health Plan, we’re here to make your health insurance experience a great one. As part of the Sharp HealthCare delivery system, we give you direct access to the trusted, award-winning doctors, medical groups and hospitals behind The Sharp Experience. We are the only local, nonprofit health plan in San Diego proudly serving individuals, families, local businesses and Medicare members.

About Sharp Health Plan

Established in 1992, Sharp Health Plan is a nonprofit, commercial health plan based in San Diego. From our unique integration with Sharp HealthCare, San Diego’s health care leader, and through our esteemed regional partners, we connect our members to an award-winning network of hospitals, medical groups and physicians. We are San Diego’s trusted health care partner and advocate, committed to delivering the most value for our members’ health care dollar.

We continually improve the quality of our services and benefits, and seek innovative solutions to today’s complex health care issues. As a Sharp Health Plan member, you’ll receive award-winning care from our nationally recognized doctors, medical groups and hospitals.

A health plan you can feel good about

As a nonprofit, we don’t work for investors — we work for our members. Any money left after paying for care and operations is reinvested to improve benefits, services and support for our community. In fact,Sharp donates millions of dollars every year in community benefit programs and services.

What this means for our members:

  • Care first: Our decisions focus on keeping members healthy — not increasing profits.
  • Predictable costs: Our benefits support preventive and primary care to help members get care early, stay healthy year-round and avoid unnecessary hospital visits.
  • Clear choices: Our plans fit different needs and budgets, with benefits explained simply.
  • Local commitment: Rooted in San Diego, we reinvest in our community’s long-term health.

Why San Diegans choose Sharp Health Plan

  • Award-winning care: You’ll receive award-winning care from our nationally recognized doctors, medical groups and hospitals.
  • Local and nonprofit: As a local, nonprofit commercial health plan, we are uniquely dedicated to the health and wellness of our fellow San Diegans.
  • Health care, personalized: Everyone deserves a trusted health care partner. From helping you find the right plan to the right doctor, and everything in between, we’re here for you.

Shop health insurance plans

Individual and family plans

Individuals and families

Each of our plans are designed to give you the flexibility you need, at a price you like.

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Employer group plans

Employer groups

Explore group plans to keep your employees and their families healthy.

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Medicare Advantage plans

Medicare-eligible

Get a Medicare plan you can feel good about, with more savings, value and extras.

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Think of us as your personal health care assistant.

For more than 30 years, Sharp Health Plan has helped San Diegans navigate coverage with confidence. As your local health plan, you can count on us to be with you every step of the way.

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