Get the lowest small group rates in San Diego

High quality and service with the best rates.

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We're pleased to share we have the lowest rates in all tiers for Q3 and Q4 for 2026. Your clients can mix and match their plans and networks with as few as two subscribers, for more choice and affordability. It's an ideal time to re-quote renewing groups and groups that are shopping the market.

Here's what sets our rates apart:

  • We offer the lowest small group rates across Platinum, Gold, Silver and Bronze.
  • Our competitive rates are designed to help employers manage rising health care costs.
  • Opportunity to save while maintaining access to Sharp HealthCare's high-quality provider network.

The charts below illustrate our best rates. These plans are in the No. 1 rate position for small group and are substantially lower than the average premiums in each metal tier.

2026 small group Q3 rates*

Metal TierSharp Health Plan positionDifference to Next Lowest Competitor
(With Sharp Providers)
PlatinumLowest15% lower
GoldLowest19% lower
SilverLowest17% lower
BronzeLowest18% lower

2026 small group Q4 rates*

Metal TierSharp Health Plan positionDifference to Next Lowest Competitor
(With Sharp Providers)
PlatinumLowest11% lower
GoldLowest14% lower
SilverLowest14% lower
BronzeLowest14% lower

Earn more on small group sales through Sept. 1

Now through Sept. 1, 2026, earn a bonus on small group subscribers with our tiered bonus program.

Questions?

Contact Cheryl Cote, our senior account executive, or view our small group resources for more information.

* 2026 Q3/Q4 DMHC Rate Filings — 40 year old rates.