Offering the lowest rates in San Diego

Come back to Sharp Health Plan today.

Group of young adults working together in office

Sharp Health Plan is proud to serve San Diego and its small businesses for over 30 years. As a locally based nonprofit commercial health plan, we provide members with high-quality coverage and direct access to Sharp HealthCare and The Sharp Experience. See what sets our small business plans apart.

Affordable plan options

We're proud to offer affordable plan options. With the lowest rates for all plan tiers in Q3 and Q4 for 2026¹, we give employees the flexibility they need with the value they deserve.

Direct access to Sharp HealthCare

Enrolling in Sharp Health Plan gives your employees access to The Sharp Experience from coverage to care — with Sharp HealthCare’s award-winning doctors, hospitals and medical groups.

Health insurance of the highest quality

We’re proud to say that we’ve been selected as San Diego’s Best Health Insurance by the Union-Tribune Readers Poll for the 6th year in a row.²

Truly personal service

We’re dedicated to delivering you the best possible service and provide you with dedicated account managers to attend to your organization’s needs. Call or email us today at shp.commercialsales@sharp.com.

Be sure to talk to your broker about Sharp Health Plan. Or give us a call at 1-888-334-9982 to enroll or learn more.

Health insurance you can count on

1. 2026 Q3/Q4 DMHC Rate Filings — 40 year old rates.

2. Voted ‘Best Health Insurance’ in the San Diego’s Best Union-Tribune Readers Poll, 2021-26.

Want more information?

Complete the form below and one of our small business enrollment specialists will reach out to answer your questions and help you find the right plan for your business.