Get a quote

Individual & family plans

Coverage you can count on.

Family of four at beach smiling

Nonprofit. Local. Here for you.

High-quality health insurance is more important than ever. In addition to having some of the lowest rates in the region with access to Sharp HealthCare, we continue to be recognized in California and nationally for our high-quality care and service.

We are proud to say that for over 30 years we have been connecting San Diegans to The Sharp Experience from coverage to care.


Elite-rated care

With Sharp Health Plan, you’ll find a family of providers close to where you live and spend time. We offer nine different individual and family plans within two networks, Performance and Premier. In addition to regional partners, our networks include Sharp Rees-Stealy Medical Group and Sharp Community Medical Group. Both have been awarded “Elite” status1, the highest possible rating for Standards of Excellence.

1 Recipients of “Elite” status in the 2023 national Standards of ExcellenceTM survey by America’s Physician Groups

2 The data shown here reflects the Performance Network as of July 2025

  • 2,300+ doctors²
  • 13 hospitals
  • 7 medical groups
  • 40+ urgent cares
  • 480+ pharmacies
  • MinuteClinic® locations nationwide

Additional benefits included with every plan

Video and phone visits

Video and phone visits

If you have a medical concern or need a follow-up, you may be able to save a trip to the doctor’s office.

Discover telehealth ➜
MinuteClinic icon

MinuteClinic

Located inside select CVS Pharmacy stores, MinuteClinic provides convenient access to basic care without an appointment.

Find a MinuteClinic ➜
Global Travel Assistance Services icon

Global Travel Assistance Services

If you have a medical emergency while traveling 100 miles or more, we can connect you to doctors, hospitals and other services.

See details ➜
After-hours nurse line

After-hours nurse line

Get after-hours and weekend medical advice in a single phone call to our specially trained registered nurses.

Talk to a nurse ➜
Best Health icon

Best Health

Our nationally-accredited wellness program provides meal plans, exercise routines, and health coaching to keep you feeling your best.

Explore benefits ➜
Pediatrics icon

Pediatric dental & vision

All of our individual and family plans include pediatric dental coverage as well as vision benefits.

View coverage details ➜
Get a quote

Get a personalized recommendation and find out which plan is right for you.

Get started
Compare networks and plans

Two networks, nine individual & family plans. Same great quality, different levels of coverage.

Compare networks   Compare plans
Exception occured while executing the controller. Check error logs for details.

High-quality care, award-winning networks

Learn more about the wealth of health care resources available to Sharp Health Plan members.

Provider & pharmacy directories

Download the provider and pharmacy directory that lists all primary care physicians, hospitals, urgent care centers and pharmacies in your network. If you are unsure about which provider network you belong to, you can find the name on the front of your member ID card.

Some hospitals and other providers do not provide one or more of the following services that may be covered under your plan contract and that you or your family member might need: family planning; contraceptive services, including emergency contraception; sterilization, including tubal ligation at the time of labor and delivery; infertility treatments; or abortion. You should obtain more information before you choose a plan. Call your prospective doctor, medical group, independent practice association, or clinic, or call Customer Care at 1-800-359-2002 to ensure that you can obtain the health care services that you need.