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Individual & family plans

Coverage you can count on.

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Nonprofit. Local. Here for you.

In addition to having some of the lowest rates in San Diego with direct access to Sharp HealthCare, Sharp Health Plan continues to be recognized in California and nationally for our high-quality care and service. We’re proud to say that for over 30 years, we have been connecting San Diegans to The Sharp Experience from coverage to care.


Award-winning care

With Sharp Health Plan, you’ll find a family of providers close to where you live and spend time. We offer nine different individual and family plans within two networks, Performance and Premier. In addition to regional partners, our networks include Sharp Rees-Stealy Medical Group and Sharp Community Medical Group. Providers are located throughout San Diego County, so no matter where you are, from Chula Vista to El Cajon to Del Mar, we’ve got you covered.

1 Network counts as of July 2026.

  • 2,600+ doctors¹
  • 13 hospitals
  • 7 medical groups
  • 40+ urgent cares
  • 460+ pharmacies
  • 440+ vision care providers
  • MinuteClinic® locations nationwide

Additional benefits included with every plan

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Video and phone visits

If you have a medical concern or need a follow-up, you may be able to save a trip to the doctor’s office.

Discover telehealth ➜
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Same-day care

Get virtual care and urgent care in your plan medical group. Emergency care is available for serious medical issues.

See your options ➜
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After-Hours Nurse Advice

Get after-hours and weekend medical advice in a single phone call to our specially trained registered nurses.

Talk to a nurse ➜
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Behavioral health

We believe your mental health is as important as your physical health. Find a behavioral health provider — no referral needed.*

See your benefits ➜
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Calm Health app

Calm Health makes it easier to understand your mental health and find the support you need.

Download the app ➜
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Best Health

Our nationally-accredited wellness program offers tools, resources and health coaching to keep you feeling your best.

Explore benefits ➜
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MinuteClinic

Located inside select CVS Pharmacy stores, MinuteClinic provides convenient access to basic care.

Find a MinuteClinic ➜
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Global Travel Assistance Services

If you have a medical emergency while traveling 100 miles or more, we can connect you to doctors, hospitals and other services.

See details ➜
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Pediatric dental & vision

All of our individual and family plans include pediatric dental coverage as well as vision benefits.

View coverage details ➜

*No referral needed for outpatient therapy with a provider in your network.

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Get a personalized recommendation and find out which plan is right for you.

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Compare networks and plans

Two networks, nine individual & family plans. Same great quality, different levels of coverage.

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Applying for coverage

Learn how to choose the right plan for you and your family. 

WHAT YOU NEED TO KNOW ➜

Plan details and rates

Our plans are designed to give you the flexibility you need, while keeping costs manageable. Explore our plan details and rate to find one that suits your needs.

VIEW PLAN DETAILS AND RATES ➜

Compare networks and plans

Start browsing our different plans and networks to find one that meets your needs and budget. See which plan and network is best for you.

BROWSE OUR NETWORKS ➜

Shop Covered California plans

Learn more about health coverage options available through Covered California™ for individuals and families. Sharp Health Plan is now offering nine plans on the exchange.

GET THE FACTS ➜

Best Health

Best Health® is our award-winning wellness program that's completely free for members. When you sign up, you'll get wellness tips and tools to help you feel your best.

LOG IN ➜

Provider and pharmacy directories

Download the provider and pharmacy directory that lists all primary care physicians, hospitals, urgent care centers and pharmacies in your network. If you are unsure about which provider network you belong to, you can find the name on the front of your member ID card.

Medical

Behavioral health

Some hospitals and other providers do not provide one or more of the following services that may be covered under your plan contract and that you or your family member might need: family planning; contraceptive services, including emergency contraception; sterilization, including tubal ligation at the time of labor and delivery; infertility treatments; or abortion. You should obtain more information before you choose a plan. Call your prospective doctor, medical group, independent practice association, or clinic, or call Customer Care at 1-800-359-2002 to ensure that you can obtain the health care services that you need.