Quick tips for a successful open enrollment

Everything you need to know.

Your clients deserve the best health insurance, and so do you. We wanted to share some helpful information to ensure a successful open enrollment for you, our valued partners, and your clients who are already enrolled in an individual and family plan (IFP) with Sharp Health Plan or signing up for the first time.

Key selling points for our IFP plans

Get the lowest rates in 2027. We're pleased to offer the lowest IFP rates in the Silver tier. Our plans are as affordable as $0 a month for those who qualify. Check eligibility ➜
We’re a local health plan you and your members can feel good about. We’re proud to be your local, nonprofit health plan connecting San Diegans to high-quality and affordable health insurance since 1992. More about us ➜
We're recognized as San Diego's best. Sharp Health Plan was voted San Diego's best health insurance by the Union-Tribune Readers Poll for the sixth year in a row. We were also named Best Health Insurance in San Diego for the fourth year in a row by San Diego Magazine. See all our honors and awards ➜
We offer high-quality, affordable coverage with direct access to Sharp HealthCare. Through our Covered California™ plans, members can get care at Sharp’s award-winning medical groups, including Sharp Community Medical Group, Sharp Rees-Stealy Medical Group, and Sharp hospitals. Choose high-quality, affordable coverage ➜
We offer members a Sharp Health Plan online account with improved self-service tools that were designed to better connect them with their coverage. Plus, it's available on any device, including desktop and mobile.
If your clients have questions about their financial assistance from Covered California, they can find more information here.

Important reminders for off-exchange clients

Applications can be completed on our website or submitted by email, fax or mail. We recommend applying online for the fastest processing.

Premium payment reminders for new clients

We must receive your client’s first premium payment in full by the 25th of the month before their new coverage starts. If full payment is not received by then, they will need to submit a new application.

We offer several convenient payment options for your clients:

Online

sharphealthplan.com/login

By phone

1-858-499-8120
8 am to 6 pm, Monday to Friday

By mail

Sharp Health Plan
P.O. Box 57248
Los Angeles CA 90074-7248

Broker resources

We’re here to support you through this year’s open enrollment. Please see below for frequently shared materials and resources, as well as frequently contacted departments.

Individual and family plan overview – This is a great resource to help answer any questions your clients may have about our IFP plans.

Individual on- and off-exchange rates and summaries of benefits – Another great resources for providing more details about coverage options.

Get a quote – Quickly and easily get a quote online.

Broker center – Access enrollment forms and resources, download the broker resource kit, learn about our Best Health^® wellness program and more.

Request a Sharp Health Plan online account – Submit applications, track commissions and much more.

Sharp Health Plan - The Application Process for Individual & Family Plans

Frequently contacted departments

IFP Sales
1-858-499-8211 | ifpsales@sharp.com
Monday – Friday, 8 am to 5 pm

Commission inquiries
Application status updates
Proof of residency inquiries
Broker contracting

Billing
1-858-499-8121
Monday – Friday, 8 am to 5 pm

Payments
Check billing history

Customer Care
1-858-499-8300
Monday – Friday, 8 am to 6 pm

General Sharp inquiries
Questions on networks or providers

Small/Large Group Account Management
1-858-499-8009 | shp.commercialsales@sharp.com
Monday – Friday, 8 am to 5 pm

Small or large group inquiries

Broker compensation

Through March 31, 2027, you will receive 5% of the total premium for first-year business and 4% for renewal business.

Effective April 1, 2027, our new commission structure will go into effect. You will receive $18 per member, per month for initial enrollments and renewals.

As your local, nonprofit health plan, we reinvest in our community’s long-term health to ensure your clients have the most affordable plans possible. Thank you for your partnership.