Special enrollment and qualifying events

Find out how you can get coverage outside of open enrollment.

Open enrollment is October 15 - January 15. If  you need health coverage outside of these dates, you may still be able to apply for a health plan if you’ve had a qualifying event such as having a baby or getting married. In most cases, you have 60 days from the date of the event to enroll in a health plan.

What are qualifying events?

Qualifying events include life experiences like:

  • You had a baby or adopted a child
  • You got married
  • You exhausted your COBRA coverage
  • You lost health coverage due to a divorce or legal separation
  • You lost health coverage because your spouse died
See the full list of qualifying events and details on what documents are needed to apply for them.

If you qualify and want to apply for coverage, download the application below.

Download qualifying events

If none of the qualifying events apply to you, you may be eligible to apply for Medi-Cal at any time without the need for a qualifying life event.