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High-quality, affordable coverage

It’s never been more important to have high-quality, affordable health insurance. See why so many San Diegans choose Sharp Health Plan.

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High-quality coverage

In times like this, we all need to do our part to stay healthy and safe. One of the best ways to do that is to make sure everyone has high quality, affordable health insurance like Sharp Health Plan. Sharp Health Plan has you covered San Diego, with the care you need — when, where and how you need it.

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Highest member-rated health plan

We're the highest member-rated commercial health plan in San Diego1, with the highest member rating for customer care, health care and specialist2. As a Sharp Health Plan member, you’ll receive award-winning care from our nationally recognized doctors, medical groups and hospitals.

Piggybank

Affordable options

We offer nine different individual and family plan options so you and your family can find a plan that fits your lifestyle and budget. Our plans are designed to give you the flexibility you need at a price you like.

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Quick and easy access to care

Through Sharp Nurse Connection®, our after-hours nurse advice line; MinuteClinic®, the walk-in medical clinic inside CVS Pharmacy® stores; and our Emergency Travel Services, our members have access to a variety of care options in San Diego, across the country and around the world.

Partnership

Health care, simplified

We put the information you need at your fingertips. Our website is optimized for your smartphone, tablet and desktop. This enhanced experience gives you access to the information you need, when you need it.

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Local and nonprofit

We’ve been connecting San Diegans to health insurance since 1992. We’re a local nonprofit commercial health plan, designed for people just like you.

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Get a personalized recommendation and find out which plan has the right coverage and the most value for your needs.

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Browse networks and plans

Choose from 2 networks and 9 individual and family plans. Same great quality, different levels of coverage.

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1. Among reporting California plans. Based on 2023 NCQA Quality Compass® CAHPS® results. Quality Compass is a registered trademark of the National Committee for Quality Assurance (NCQA). CAHPS is a registered trademark of the Agency for Healthcare Research and Quality (AHRQ).

2. The source for this data is Quality Compass® 2023 and is used with the permission of the National Committee for Quality Assurance (NCQA). Quality Compass® 2023 includes certain CAHPS® data. Any data display, analysis, interpretation or conclusion based on these data is solely that of the authors, and NCQA specifically disclaims responsibility for any such display, analysis, interpretation or conclusion. Quality Compass® is a registered trademark of NCQA. CAHPS® is a registered trademark of the Agency for Healthcare Research and Quality (AHRQ). Sharp Health Plan achieved the following summary ratings (9+10): 56.5 for Rating of the Health Plan compared to the California all LOBs average (excluding PPOs & EPOs) of 44.7; 62.1 for Rating of Health Care compared to the California all LOBs average (excluding PPOs & EPOs) of 47.5; and 74.8 for Rating of Specialist compared to the California all LOBs average (excluding PPOs & EPOs) of 63.3. 87.97% for Rating of Customer Service compared to the California all LOBs average (excluding PPOs & EPOs) of 84.59%.