Special enrollment

Find out how you can get coverage outside of open enrollment.


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What is special enrollment?

 

If you need coverage outside of open enrollment, you may still be able to apply if you’ve had a qualifying event. In most cases, you have 60 days from the date of the event to enroll in a health plan.

You can apply for the plan of your choice directly through Sharp Health Plan. If you're interested in receiving financial assistance, you can apply directly through Covered California. Find out if you're eligible here ➜


Qualifying life events include:

  • You had a baby or adopted a child
  • You got married
  • You exhausted your COBRA coverage
  • You lost coverage due to a divorce or legal separation
  • You lost coverage due because your spouse died

See the full list of qualifying events and details on what documents are needed to apply for them. Be sure to have your documents ready when you apply. 

Download qualifying events


Here's how it works:

1. Choose a network
Through our Performance and Premier networks, you can access award-winning doctors, hospitals, medical groups and much more. Both offer the same quality of care, but with different coverage to fit your needs and budget.


Browse Networks




2. Choose a plan
From lower copays to lower monthly payments, we have a plan for you. Our plans are designed to give you the flexibility you need at a price you like. If you are under 30, you may also choose a plan option called a Minimum Coverage plan.


Browse Plans




3. Get a quote & apply
Get a quote in 5 minutes with our helpful quote tool. Simply answer a few questions to receive a personalized plan recommendation and quote based on your unique needs. Once you're happy with your selection you can apply for coverage.


Get started





What happens next?

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If you applied through Covered California

You will first receive a confirmation email and letter via mail from Covered California. Please note that if you haven't received a confirmation email from Covered California, your application may not be compete.

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Initial payment letter

When: 11-14 days after application is submitted

This is the first letter you will receive from Sharp Health Plan. It will arrive by mail. If you have already made your first payment, you will not need to take any further action.

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Welcome kits

When: 5-7 days after your first payment is received

Your welcome kit will include your Member Resource Kit and your specific summaries of benefits. This will be your guide to accessing care, what to do in an emergency, and prescription drug benefits.

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Member ID cards

When: 7-10 days after first payment is received

Member ID cards are mailed two per envelope. If your plan includes three or more family members, cards will be mailed in pairs separately. Be sure to carry your ID card with you at all times.

If none of the qualifying events apply to you, you may be eligible to apply for Medi-Cal at any time.

Enrollment documents

Special enrollment application

Fill out the Sharp Health Plan special enrollment application and begin your journey to better health. 

DOWNLOAD THE APPLICATION ➜

Solicitud de seguro médico para un período especial de membresía

Llené la solicitud de seguro médico de Sharp Health Plan para empezar su camino hacia una mejor salud.

DESCARGAR ➜

3 steps to enrollment

Here’s a quick start guide to help you find the individual and family plan that’s right for you.

DOWNLOAD 2019 QUICK GUIDE ➜
Get a quote