It’s time to renew your health insurance

How you renew will depend on whether you purchase your health coverage directly from us or through Covered California®.

Directly from Sharp Health Plan

The time period to renew or make changes to your health coverage for 2020 is from October 15, 2019 to January 15, 2020.

  • Sharp Health Plan will automatically re-enroll you and members of your household into your current health plan, if you do not actively renew your insurance or select a different health insurance plan, if you remain eligible and your plans are still available.
  • Even after you have been automatically re-enrolled, you will be able to make changes to your health plan until Dec. 15, 2019, for coverage beginning Jan. 1, 2020, and you will have until Jan. 31, 2020, for coverage beginning Feb. 1, 2020.
  • You will continue to receive your monthly bill from Sharp Health Plan. Please pay your premium (monthly cost) directly to Sharp Health Plan by the due date to continue your coverage for Jan. 1, 2020. Please do not send your payment to Covered California.
  • IMPORTANT REMINDER: If you pay your premium through Sharp Health Plan’s auto pay program online, you will need to update your account with your new 2020 premium amount before Dec. 26, 2019. This will ensure accurate and timely premium payments and prevent any disruptions in your coverage.
  • Individual plans purchased directly from Sharp Health Plan do not allow you to receive financial assistance to lower your monthly premiums or your out-of-pocket costs. Beginning Oct. 15, you can visit CoveredCA.com and click “Shop and Compare” or “Find Help” to see if you qualify for premium assistance. Even if you were not eligible for financial assistance in the past, you may be eligible to lower your monthly premium next year.

What if I want to change my health plan for 2020?

  • Contact the Sharp Health Plan Individual and Family Plan Sales department at 1-858-499-8211 or email IFPsales@sharp.com, Monday – Friday, 8 am to 5 pm. You can also review your options and compare rates on the Get a Quote page.
  • Contact your agent for help. If you do not have an agent, you can find an agent or certified enrollment counselor by clicking “Find Help” at CoveredCA.com.
  • To learn more about Covered California, and to see if you qualify for lower costs, go to CoveredCA.com and use the “Shop and Compare” tool beginning Oct. 15. You can also contact Covered California at 1-800-300-1506 or (TTY 888-889-4500).

Questions?

Through Covered California

The time period to renew or make changes to your health coverage for 2020 is from October 15, 2019 to January 15, 2020.

  • Covered California will renew you and your eligible dependents into the health plan you have now, if you do not log into your account to renew your health coverage, choose a new plan, or cancel your coverage. If your current health plan is no longer available, Covered California will automatically enroll you and your eligible dependents into a similar health plan. Covered California will use the newest information in your application to renew your coverage.
  • Even after you have been automatically re-enrolled you can still make changes to your health plan coverage. You have until Dec. 15, 2019 to make changes to your health plan for coverage beginning Jan. 1, 2020, and until Jan. 31, 2020, for coverage beginning Feb. 1, 2020.
  • You will continue to receive your monthly bill from Sharp Health Plan. Please pay your premium (monthly cost) directly to Sharp Health Plan by the due date to continue your coverage for Jan. 1, 2020. Please do not send your payment to Covered California.
  • IMPORTANT REMINDER: If you pay your premium through Sharp Health Plan’s auto pay program online, you will need to update your account with your new 2020 premium amount before Dec. 26, 2019. This will ensure accurate and timely premium payments and prevent any disruptions in your coverage.

Important information about your premium assistance (tax credits)

  • The amount of premium assistance you will receive in 2020 could be different based upon changes in your household size, income, and the health coverage rates in your area.
  • To get the maximum premium assistance (tax credits) you qualify for, update your information at CoveredCA.com/Renew.
  • Note:  If you received premium assistance (tax credits) in 2019, you will have to “reconcile” using IRS Form 8962 when you file your federal tax return. You will compare the amount of premium assistance (tax credit) you received in advance during 2019 with the amount you actually qualify for based on your final 2019 household income and other eligibility information you report on your tax return. If the amounts are different, your tax refund or tax owed will be higher or lower.

Important information if you are not receiving premium assistance

  • Even if you were not eligible for premium assistance (tax credits) in the past, you may be eligible to lower your monthly premium. Beginning October 15, visit CoveredCA.com and click “Shop and Compare” or “Find Help” to see if you qualify for premium assistance.

What if I want to change my health plan for 2020?

  • You can review other plan options with Sharp Health Plan or see coverage options with a different health plan company beginning October 15 by using the “Shop and Compare” tool at CoveredCA.com.
  • You can keep your current plan or make a change by logging into your account at CoveredCA.com.
  • Contact the Covered California Service Center at 1-800-300-1506 or (TTY 888-889-4500).
  • Contact your agent for help. If you do not have an agent, you can find an agent or certified enrollment counselor by clicking “Find Help” at CoveredCA.com.

Questions?

  • Call us toll-free at 1-800-359-2002 or 1-858-499-8300, or email us at customer.service@sharp.com. We are available to assist you Monday – Friday, 8 am – 6 pm.
  • The Covered California Service Center is open Monday – Friday, 8 am to 6 pm at 1-800-300-1506 or (TTY 888-889-4500). Please check CoveredCA.com for extended open enrollment days and hours.
  • Call a Covered California Certified Enrollment Counselor or Certified Licensed Agent for help. To find free local help in your area, please visit CoveredCA.com and click “Find Help.”

Watch for the mail

Your renewal letter with specific details on your 2020 premium amount and renewal terms should be arriving at your door in late September or early October. If you do not receive a letter by mid‑October, let us know so we can help.