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  5. Get the facts on health plan renewal    

It's time to renew your health insurance

It's simple to re-enroll in your health plan. Here are a few important things to remember.

 
We thank you for choosing Sharp Health Plan for your health coverage. Renewing your plan is simple. How to renew will vary depending on whether you purchase your health coverage directly from us or from Covered California. Here's what you should know.

Members who purchase directly from Sharp Health Plan

  • If you do not actively renew your insurance or select a different health insurance plan, we will automatically re-enroll you and members of your household into your current health plan, if you remain eligible and your plans are still available. We'll renew your insurance using the most recent household size and income information on record.

  • Please be sure to pay your bill by the due date. This will ensure accurate and timely premium payments and prevent any disruptions in your coverage.

  • If you pay your premium bill through auto pay, you will need to update your auto pay account on our online payment portal with your new 2019 premium amount. You will need to update and pay against your account before December 26.

  • Even after you have been automatically renewed, you can make changes to your health plan until December 15, 2018 for coverage beginning January 1, 2019. You will have until January 15, 2019 to make changes for coverage beginning February 1, 2019. 

  • After January 15, 2019, you will have to wait until the next open enrollment period to obtain coverage or have a qualifying life event for special enrollment. Special enrollment is all year round.

  • Remember: If you qualify for a premium tax credit, you can get those savings only if you enroll through Covered California®. Go to CoveredCA.com to see if you qualify. You can check to see if you qualify for a tax credit for 2019 even if you didn’t receive one in 2018.


Watch for the mail

Your renewal letter with specific details on your 2019 premium amount and renewal terms should be arriving at your door in late September or early October. If you do not receive a letter by mid October, let us know so we can help.

Contact us

Members who purchase via Covered California

  • If you don't renew or change your insurance, Covered California will automatically re-enroll you and members of your household in your current health plan with coverage starting on January 1, 2019, if you remain eligible and your plan is still available. Covered California will renew your insurance using the most recent household size and income information in your application.

  • You will continue to receive your monthly bill from Sharp Health Plan, as you have in the past. To keep your coverage, make sure to pay your premium directly to Sharp Health Plan by the due date so your coverage will continue on January 1, 2019.

  • Please do not send your payment to Covered California.

  • If you pay your premium bill through Auto Pay, you will need to update your Auto Pay account on our online payment portal with your new 2019 premium amount before December 26. This will ensure accurate and timely premium payments and prevent any disruptions in your coverage.

  • Your new premium starts in January 2019.

  • It is important to know that the amount of premium assistance you will receive in 2019 will be different based on changes in your household size, income, and the health insurance rates in your area.

  • To make sure you get the full savings you deserve, update your information with Covered California by visiting CoveredCA.com/Members/Renewal. This will make sure that you get the correct premium assistance and help to make sure that you will not owe money on your next tax return because your household size, income, or other eligibility information was different than you estimated.