Covered California expands and extends special enrollment period

Californians can now get coverage for 2020 through the end of June.

Covered California® has expanded and extended their special enrollment period, effective immediately, to offer individual health insurance coverage to all Californians as the state faces a surge in cases of COVID-19. This means individuals can enroll in health care benefits — either on- or off-exchange — through the end of June 2020.

First of the month start date

After selecting a plan, coverage will begin on the first of the following month — meaning individuals who may have lost job-based coverage will not face a gap in coverage. Sharp Health Plan will continue to accept individual and family plan applications for your on- and off-exchange clients through June 30, 2020. The following effective dates will apply.

For coverage effective on:We must receive a complete application by:
April 1, 2020March 31, 2020*
May 1, 2020April 30, 2020
June 1, 2020May 31, 2020
July 1, 2020June 30, 2020

*Last day to enroll and avoid a coverage-gap, state tax penalty.

State tax penalty information

Individuals who enroll by March 31 will not have a state tax penalty. However, individuals who wait and enroll in April – June will have to pay a coverage-gap, state tax penalty. Please visit our website for helpful tax penalty information, like details on getting financial help, resources for estimating tax penalties, and facts on qualifying exemptions.

Get a quote

You can get a quote for a client and have them apply online, or through Covered California’s website if they qualify for financial help. During this time of national emergency, we know there are thousands of people affected by income changes, reduced hours and layoffs. Your clients who are currently enrolled off-exchange may be eligible to switch to Covered California, keep their same Sharp Health Plan coverage, and get financial help. Please contact our IFP sales team for further assistance.

Key selling points for our individual and family plans

  • Now more than ever, it’s important to have access to the best care. In addition to having some of the lowest rates in the region, Sharp Health Plan continues to be recognized in California and nationally for their affordable, high-quality care and service. Visit honors and accreditation to learn more.
  • Sharp Health Plan provides affordable access to Sharp HealthCare through Covered California, including Sharp Community Medical Group (SCMG), Sharp Rees-Stealy Medical Group and all Sharp hospitals.
  • Sharp Health Plan has reduced their rates across their Platinum, Gold, and Silver tier plans for 2020, with significant savings on their Silver tier plans both on- and off-exchange.
  • Sharp Health Plan’s Silver 70 HMO Performance Plan is now available off-exchange.
  • Sharp Health Plan’s average rate reduction (-8.3%) was the largest decrease in the region among carriers on Covered California, with select plans reduced up to 15%.


If you have any questions, please contact our IFP sales team.