Quick tips for a successful open enrollment

Everything you need to know about this year’s open enrollment.

We wanted to share some helpful information to ensure a successful open enrollment for you, our valued partners, and your clients.

Sharp Health Plan individual and family plan (IFP) rates

We’re proud to offer some of the lowest IFP rates in San Diego this open enrollment, with select plans reduced up to 15% on Covered California.

TierNetwork20192020Annual decrease
BronzePremier$363.97$367.501% increase
Off-exchange SilverPremier$381.01$350.40-8.1%

*Based on 40 year old rates.

Here are some key selling points for our IFP plans.

  • Sharp Health Plan provides affordable access to Sharp HealthCare through Covered California, including Sharp Community Medical Group (SCMG), Sharp Rees-Stealy Medical Group (SRS) and all Sharp hospitals.
  • Sharp Health Plan has reduced their rates across their Platinum, Gold, and Silver tier plans for 2020, with significant savings on their Silver tier plans both on and off-exchange.
  • Our Sharp Silver 70 HMO Performance Plan will be available off-exchange starting with a Jan. 1, 2020 effective date.
  • Sharp Health Plan’s average rate reduction (-8.3%) was the largest decrease in the region among carriers on Covered California, with select plans reduced up to 15%.
  • In addition to having some of the lowest rates in the region, Sharp Health Plan continues to be recognized in California and nationally for their affordable, high-quality care and service. Visit Honors and accreditation to find out more.

Please refer to our 2020 Individual and Family Plan Quick Guide to help answer questions your clients may have about our IFP plans. Individual on- and off-exchange rates and summaries of benefits are also great resources and can provide more details about coverage options.

Important dates to remember

Open enrollment for IFP starts Oct. 15, 2019 and runs through Jan. 31, 2020. The following effective dates will apply:

For coverage effective on:We must receive a complete application by:
Jan. 1, 2020Dec. 15, 2019
Feb. 1, 2020Jan. 31, 2020

Updates for off-exchange clients

  • Applications can be completed on our website or by fax or mail. Online applications are processed within 48 business hours of receipt; applying online is recommended for quicker processing. Please contact us if you would like a personalized enrollment link for your clients.
  • All off-exchange applicants, including both new members to Sharp Health Plan and existing members applying with a new address, will need to submit proof of residency (POR) documents this year. These POR documents must be submitted within 10 business days of submitting an application. Find out more about the proof of residency requirement.


We must receive your client’s first premium payment in full before the first day of the effective date for coverage to begin. If full payment is not received before then, you will need to submit a new application.

We offer several payment options.

By phone

8 am to 6 pm, Monday to Friday  

By mail

Sharp Health Plan
PO Box 57248
Los Angeles CA  90074



Take me to online payments

If you have questions, please contact our individual and family plan sales team. We’ll gladly assist you 8 am to 5 pm, Monday to Friday. You can contact us at 1-858-499-8211 or by emailing ifpsales@sharp.com.

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Don Truong
IFP Sales Manager



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Rebecca Palazzo
IFP Sales Associate



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Kelly Johnson
IFP Sales Associate



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Ryan Cortez
IFP Sales Associate